Electric Vehicle Finance

EV Finance Calculator

Green loan rates from NZ banks, real repayment figures, and a true 5-year cost comparison against petrol — updated live as you adjust the sliders.

Vehicle & Deposit

Vehicle Price
$
Deposit
$
Loan Amount$30,000

Loan Details

Interest Rate

Good Energy Home Loan · 1% p.a. · 36mo max · home loan top-up required

Term

Frequency

Annual Usage

km / year
km

Used to calculate fuel savings & break-even point.

Your Repayment

$195.29

per week

1% p.a. · ANZ Good Energy Home Loan · 36 months

interest2%
Loan Amount$30,000
Est. Fee*$750
Total Interest$465
Total Cost$36,215
Rate1% p.a.

Fuel savings cover loan interest in 2 months

* Indicative only. Green loan rates based on NZ bank home loan top-up products for existing homeowners. Establishment fee (~$750) and actual interest may vary. Not financial advice.

Green Loan Eligibility

Do I Qualify?

Do you currently have a home loan?

True Cost of Ownership

5-Year Running Cost Comparison

Based on 14,000 km/year · 10.5L/100km petrol avg · $3.05/L. Includes charging/fuel, RUC, loan costs and servicing. Excludes purchase price.

EV — 5yr costs

Charging*$3,906
Road user charges*$5,320
Servicing*$1,250
Loan interest*$465
Loan est. fee*$750
Total$11,691

Petrol — 5yr costs

Fuel*$22,418
Road tax (incl.)
Servicing*$6,000
No financing assumed
Total$28,418

You save with EV

$16,727over 5 years

* All figures are estimates. EV charging at $0.31/kWh, 18 kWh/100km. Petrol at $3.05/L, 10.5L/100km. RUC at $76/1,000km. EV servicing ~$250/yr, petrol servicing ~$1,200/yr. These are NZ averages and your actual costs may differ.

Ready to Go Electric?

Browse our EV showroom or talk to our team about green finance options. We can help you find the right EV at the right price.